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Q&A: Should I choose Credit or Debit when using my debit card?

Posted on February 24, 2026

Question from Felicia:  I use my debit card to pay for almost everything, and I have a question about it.

When I pay for something with my debit card the card reader usually gives me a choice between “Credit” and “Debit”.

I usually choose debit because it’s a debit card, not a credit card.

My question is which should I choose? [Read more…]

Q&A: How do you copy and paste text without the formatting?

Posted on February 22, 2026

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Question from Amber:  Hi, Rick. I hope you can help me with something.

I write a blog about contests and giveaways, and I’m always copying and pasting snippets from other websites into my own blog posts.

The problem I’m having is when I copy a snippet of text with Ctrl+C and then paste it with Ctrl+V, any formatting (bold, italics, web links, etc.) are pasted into the document along with the text.

To get around that I’ve been pasting the snippet first into Notepad, then copying it again from there and pasting it into my WordPress editor window. Is there a better way? [Read more…]

Q&A: Is a 6 digit PIN really all that much more secure than 4 digits?

Posted on February 20, 2026

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Question from Andy:  My girlfriend and I have a bet that’s riding on your answer to this question:

Is a six digit PIN really all that more secure than a four digit PIN?

It don’t seem like just two digits could make that much of a  difference. She says it makes a big difference if someone ever tries to break into my phone.

So who’s right?  [Read more…]

Q&A: Are SSDs just as reliable as hard drives?

Posted on February 19, 2026

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Question from Wesley:  Hi, Rick. I hope you’re doing well.

I recently read that you can speed up your computer by replacing the hard drive with a much faster solid state drive (SSD).

I’m leaning towards doing this but I have one concern that’s holding me back.

I’m worried that an SSD might not be as reliable as a hard drive, and I really can’t afford to lose my files if it were to crash on me.

What’s your opinion on this? Are SSDs as reliable as hard drives?  [Read more…]

Q&A: What’s the easiest way to clone a hard drive to an SSD?

Posted on February 18, 2026

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Note: The links in this post are affiliate links.

Question from Samuel:  Hi, Rick. I bought a 1TB solid state drive (SSD) to replace the aging 1GB drive in my laptop.

I read your post about using Clonezilla to clone the contents of the old drive onto the new one, but I know from one of your other posts that I’ll need to buy a SATA to USB adapter too.  [Read more…]

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