Rick's Daily Tips

How to take the best screenshot from a YouTube video

Posted on February 26, 2026

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If you’ve ever tried to capture a screenshot from a YouTube video you know how difficult it can be to find just the right frame to capture.

Unless your timing with the “Pause” button is absolutely perfect it can take quite a while to find a frame that will look great as a screenshot.

Well, I’m about to give you a little tip that will make finding just the right frame almost as easy as finding a grain of sand on a beach.

[Read more…]

Q&A: Should I choose Credit or Debit when using my debit card?

Posted on February 24, 2026

Question from Felicia: I use my debit card to pay for almost everything, and I have a question about it.

When I pay for something with my debit card the card reader usually gives me a choice between “Credit” and “Debit”.

I usually choose debit because it’s a debit card, not a credit card.

My question is which should I choose? [Read more…]

How to remotely erase a lost or stolen smartphone to protect your sensitive info

Posted on February 24, 2026

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Have you ever stopped to consider just how much of your digital life is stored on your smartphone?

First, there are the names and phone numbers of all your contacts (and possibly their email addresses and other sensitive info as well).

Then there are apps for accessing your bank account, your social media accounts and the accounts for all the other online services you use (and possibly the usernames and passwords to those accounts as well). [Read more…]