Rick's Daily Tips

Q&A: Should I choose Credit or Debit when using my debit card?

Posted on February 24, 2026

Question from Felicia: I use my debit card to pay for almost everything, and I have a question about it.

When I pay for something with my debit card the card reader usually gives me a choice between “Credit” and “Debit”.

I usually choose debit because it’s a debit card, not a credit card.

My question is which should I choose? [Read more…]

How to remotely erase a lost or stolen smartphone to protect your sensitive info

Posted on February 24, 2026

Want to get my easy to follow Tech Tips in your email?

Have you ever stopped to consider just how much of your digital life is stored on your smartphone?

First, there are the names and phone numbers of all your contacts (and possibly their email addresses and other sensitive info as well).

Then there are apps for accessing your bank account, your social media accounts and the accounts for all the other online services you use (and possibly the usernames and passwords to those accounts as well). [Read more…]

Q&A: How do you copy and paste text without the formatting?

Posted on February 22, 2026

Want to get my easy to follow Tech Tips in your email?

Question from Amber: Hi, Rick. I hope you can help me with something.

I write a blog about contests and giveaways, and I’m always copying and pasting snippets from other websites into my own blog posts.

The problem I’m having is when I copy a snippet of text with Ctrl+C and then paste it with Ctrl+V, any formatting (bold, italics, web links, etc.) are pasted into the document along with the text.

To get around that I’ve been pasting the snippet first into Notepad, then copying it again from there and pasting it into my WordPress editor window. Is there a better way? [Read more…]