Rick's Daily Tips

Financial stability is part of trust

Posted on July 30, 2026

Trust is usually discussed as a matter of honesty, loyalty, and good communication. Those qualities matter, but trust also has a practical side. People feel safer when promises are supported by stable habits, clear information, and enough financial capacity to handle ordinary problems.

This is especially true when debt affects a household. Using a pay down debt calculator can help turn several balances into a visible repayment plan, but the deeper benefit is predictability. When people know what is owed, what is being paid, and how the plan affects other priorities, uncertainty begins to shrink. [Read more…]

Q&A: Is there a way to connect a computer without WiFi to a WiFi network?

Posted on July 29, 2026

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Question from Brittney: A couple of my friends and I just rented a house near campus together, and so far it’s working out ok (fingers crossed on that lol).

We had Xfinity cable and Internet installed and they placed the modem/router combo box in the living room beside the TV.

Since I can’t run a cable from the living room to my bedroom, I’ll have to connect my Dell laptop to the Internet over the WiFi network. The problem is the WiFi on the laptop stopped working a while back. [Read more…]

Q&A: Do you really have to fully charge a new laptop or phone before using it?

Posted on July 28, 2026

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Question from Brenda: I just ordered this new laptop for my son for his birthday. A friend of mine told me I need to charge the battery to 100% before I give him the laptop and let him start using use it.

In the past I have always just unboxed my new laptops and plugged them in and started using them immediately, and as far as I know there was never any problem. The same way with every new phone I have ever bought. [Read more…]

How to tell if someone unfollowed you on Instagram

Posted on July 28, 2026

Your Instagram follower count drops by one. Someone unfollowed you, but Instagram will never tell you who. The platform shows your current follower list and a number, and when someone leaves they simply vanish from the list with no notification and no record.

For a lot of people that quiet drop is more annoying than it should be, because the obvious question, who was it, has no built-in answer. Here is why, and what actually works.

[Read more…]

Q&A: If I replace Windows with Linux will I need to replace the hard drive too?

Posted on July 27, 2026

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Question from Marla: I have an older HP desktop PC that got really slow over the years so I bought a new laptop and put the old desktop in a closet. Well, the laptop’s screen just went bad and I don’t have the money to buy a new computer right now.

I took the old desktop out of the closet and hooked it up, and to my great surprise it still works. The problem is it has Windows 7 on it and I know it’s unsafe to use now. [Read more…]