Rick's Daily Tips

How bad credit borrowers can access reliable instant loans

Posted on October 16, 2025

Financial setbacks can happen to anyone; medical bills, job loss, or unexpected emergencies can quickly strain budgets.

For borrowers with bad credit, these challenges often have a greater impact than they would for those with perfect credit records. The reason is simple: lenders view them as high-risk.

However, the modern lending landscape offers more flexible solutions than ever before. Instant-approval platforms, alternative lenders, and credit-building strategies make it possible to access funds quickly, even with a less-than-perfect credit history. [Read more…]

Q&A: Should I let my neighbor piggyback off my WiFi network?

Posted on October 15, 2025

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Question from Mallorie: I need some advice Rick, and it’s sort of a touchy situation.

We live in a duplex and our neighbor has a 14 year old son who bought a Straight Talk phone from my daughter.

The thing is she didn’t reset the phone before she sold it to him because he said he’d like to just take over her phone number, and she said that would be fine.

This phone still automatically connects to our WiFi network, and I know for a fact that he uses our WiFi a lot because he told my daughter that he does.

My question is do you think he could cause us any problems by piggybacking off of our wireless network? [Read more…]

Don’t just junk your old computers and gadgets. Sell them.

Posted on October 14, 2025

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Do you have a shelf full of obsolete computer equipment or a drawer full of old, but working mobile devices that you’re thinking of hauling to the curb?

If so, I have a suggestion for you: Don’t trash them, sell them!

You might not realize it, but there’s probably someone out there in this big world of ours that would love to buy your old, unwanted gear and be willing to pay you a decent amount for it. [Read more…]

Warning: Windows 10 stops receiving security updates today. Here are your options.

Posted on October 13, 2025

Note: The links in this post are affiliate links.

You’ve probably heard by now that Microsoft was going to stop supplying updates of any kind for Windows 10 on October 14, 2025, and that includes the all-important security updates.

Well, that infamous day has arrived.

How this change will affect you will depend on the type of PC that you own right now, your personally acceptable level of risk and how you typically use your computer. [Read more…]

Scam alert: How to identify fraudulent and/or dangerous websites

Posted on October 12, 2025

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Let’s face it – we live in “interesting” times.

Fraudulent, fake and untrustworthy websites are all over the Internet these days, and it’s easy to find yourself on one without even realizing it.

According to the researchers at Reboot Online there are currently over a billion websites on the World Wide Web. Unfortunately, not all of them are legitimate. [Read more…]