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Q&A: Should I choose Credit or Debit when using my debit card?

Posted on February 24, 2026

Question from Felicia:  I use my debit card to pay for almost everything, and I have a question about it.

When I pay for something with my debit card the card reader usually gives me a choice between “Credit” and “Debit”.

I usually choose debit because it’s a debit card, not a credit card.

My question is which should I choose? [Read more…]

This tip will make your Facebook account a lot more secure

Posted on February 23, 2026

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As you probably know, Facebook is a vast social media platform that offers numerous ways for people to interact with one another, and just generally have a good time.

One of Facebook’s most popular features is the ability to run third-party apps.

If you can think of something you’d like to do on Facebook, there’s probably an app that makes it possible. And many apps are indeed quite useful.

But there’s something you need to know about Facebook apps: Some of them can be quite dangerous. [Read more…]

Q&A: How do you copy and paste text without the formatting?

Posted on February 22, 2026

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Question from Amber:  Hi, Rick. I hope you can help me with something.

I write a blog about contests and giveaways, and I’m always copying and pasting snippets from other websites into my own blog posts.

The problem I’m having is when I copy a snippet of text with Ctrl+C and then paste it with Ctrl+V, any formatting (bold, italics, web links, etc.) are pasted into the document along with the text.

To get around that I’ve been pasting the snippet first into Notepad, then copying it again from there and pasting it into my WordPress editor window. Is there a better way? [Read more…]

How (and why) to stop mobile apps from tracking your location

Posted on February 21, 2026

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Did you know that at least some of the apps on your phone are probably tracking your location even if the app doesn’t need location data in order to perform the task it was intended for.

Of course a Maps app has a legitimate need to track your location, for obvious reasons.

So does an app that keeps you up-to-date on where to buy the cheapest gasoline in the area you happen to be driving through.  [Read more…]

Q&A: Is a 6 digit PIN really all that much more secure than 4 digits?

Posted on February 20, 2026

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Question from Andy:  My girlfriend and I have a bet that’s riding on your answer to this question:

Is a six digit PIN really all that more secure than a four digit PIN?

It don’t seem like just two digits could make that much of a  difference. She says it makes a big difference if someone ever tries to break into my phone.

So who’s right?  [Read more…]

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