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How to see which Android apps have access to your Contacts (and optionally revoke it)

Posted on June 6, 2025

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If you have a smartphone or tablet, you’re probably aware that the apps on your device have permission to access certain features and caches of info that are present on the device.

While it’s true that you have the option to revoke most any permission that an app might claim for itself, do you actually take the time to review your apps’ permissions and revoke the ones the apps really don’t need in order to perform their stated functions?

If you’re like most folks, the answer is probably no.  [Read more…]

7 fun & productive ways to spend a coffee break online

Posted on June 6, 2025

When you have a few minutes to unwind with a coffee in hand, why not make the most out of your break by doing something both fun and productive online?

Between a whirlwind of tasks and meetings, these quick breaks can offer a refreshing change of pace. Here’s how you can spice them up:  [Read more…]

How to shop at Amazon without using a credit/debit card

Posted on June 5, 2025

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Note: The links in this post are affiliate links.

You probably know that Amazon is the world’s largest online retailer.

You’re also probably aware that you can often save money on your purchases due to Amazon’s low prices and free shipping on many items.

It’s true that Amazon is a great place to shop for the items you need, but many folks think they can’t shop there because they don’t have a credit card or debit card and they don’t want to use their bank account online.

But truth be told, you actually can shop at Amazon without having to give them any credit/debit card or bank account information whatsoever!

[Read more…]

The downsides to an income-driven repayment plan

Posted on June 5, 2025

When student loan payments start to feel overwhelming, income-driven repayment (IDR) plans can seem like a lifesaver. These plans adjust your monthly payments based on your income, often lowering what you pay each month. Plus, they offer the promise of forgiveness after 20 or 25 years.

But while IDR plans come with benefits, there are some important downsides that don’t always get as much attention. If you’re considering IDR or already enrolled, knowing these can help you make smarter choices and avoid surprises.  [Read more…]

Q&A: Does Malwarebytes still offer a free version?

Posted on June 2, 2025

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Question from Martha:  Hi, Rick. I need your help with the Malwarebytes download.

I tried downloading ‘Malwarebytes Free’ by clicking the Free Antivirus Download button on this page but it installs a 14 day trial version instead.

Am I clicking the wrong thing to download the free Malwarebytes? Or maybe I’m doing something wrong?

[Read more…]

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