By now you’ve probably heard about last year’s Equifax hack that potentially compromised the personal and financial information of almost half of all Americans.
That was by far the largest security breach in history, and unfortunately scammers who weren’t even in on that attack soon began taking advantage of the fear and confusion it created.
One of the most common of these scams are fake emails that appear to be from the “Big 3” credit reporting agencies offering free credit monitoring services.
I recently started receiving messages from readers letting me know they’re receiving these emails yet again, and I’ve received at least half a dozen of them myself over the last couple of days.
Luckily, this is one of the easiest scams to spot and avoid. All you have to do is delete any email offering free credit monitoring services without even reading it.
However, if you do happen to open one by accident, DO NOT click any links or open any attachments contained within it!
In short, these emails are fraudulent. Each and every one of them.
Of course if you have already taken steps to sign up for a legitimate credit monitoring service on your own you’ll be receiving legitimate emails from that company. But be careful when reading even those emails as some of the fakes being sent out look extremely authentic.
As always, it’s best to completely ignore links in emails even when you believe the email to be on the up-and-up. Instead, log in to your account with that company directly. If you need to take some action there will almost always be a notice waiting for you after you have logged in to your account..
Bonus tip #1: Click here to read about some of the other scams you need to watch out for.
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